Sunday, February 28, 2016

PayPal vs Stripe - create "buy now" button and start selling products online

I'm using PayPal all the time - it is fast and convenient - no wonder why it is so popular.

Not that much time ago I thanked them:

Literally - they are so fast, convenient and embedded in the online commerce that they can charge hefty exchange rates (I'm based in the UK and I pay in £££ for goods priced in $$$) and commission. 

As a buyer I know that I'm protected - I can always request a refund - and that's what I did - I paid $350 to get business cards manufactured and delivered - $300 for the physical bits and extra $50 on top of that to pay for the time of the designer to get some basic changes on top of the base design. It was an uphill battle - it was taking several days to change the font... I requested the refund in FB conversation and when it was refused I asked PayPal. for the refund.

Apparently I'm not eligible (see email) but I'm not losing my hope. I treat every difficulty as a business opportunity and currently I'm thinking about establishing Black PR Agency - each time name of this guy appears somewhere on the internet (Google Alerts) I'll introduce myself and leave an honest review. Currently I'm not making this video public just yet... I'd much rather focus on something more productive and I hope that we will resolve this issue.

Something more productive... How about showing people how to quit using PayPal and switch to Stripe!

Attempt 1 (lengthy, I didn't notice one thing)

Attempt 2 (much faster and efficient)

PayPal still remains the fastest way to accept payments online - it doesn't require any coding - just a few clicks and copy and paste. With Stripe it is required to setup your own server - that's beyond reach of general public - they position themselves as "built for developers"...

HMMM... Yet another opportunity :) When you search for "buy now stripe" you'll see some 3-rd party plugins - why not allow people who signed up for Stripe (and are sick and tired of PayPal, just like me) to seamlessly accept the payments? Let me ask at the source and then I'll update this post...

Thursday, February 25, 2016

Why is it required to have job offer in place to successfully apply for unemployment benefits?

I applied for Jobseeker's Allowance and after a month the application was rejected. 

This is because I failed to show Genuine Prospect of Work (GPoW).

I failed to show GPoW because:

It is new to me that in order to receive payments for unemployed people looking for work - Jobseeker's Allowance - one must demonstrate that they have already job offer in place.

Alternative option is to relocate or provide a certificate of vocational training or recent relocation - good luck with renting a new place when you don't have any income. 

(no landlord or real-estate agent will ever rent a place without background checks that include providing proof of income)

Checking if online courses on Udemy or Course qualify as vocational training according to the UK law. There is very information out there - there were recent changes to the law - here is my question.

In the meantime, literally same day, the people making decisions - Department for Work and Pensions - are hiring programmers at £640 daily rate... That's a lot - that's probably one of the best offers currently available on the market:

£640 per day compared with £6.70 current rate for minimal wage...

For £640 per day I'd happily quit my unemployment!

Tuesday, February 2, 2016

Why trains in the UK are 10x more expensive than buses?

Friend of mine is considering renting an apartment in Bolton.

Here is a quick search on RightMove - last 14 days, max 2 bedrooms, 3 miles radius - link

It is way cheaper.

I checked how long it takes to go to London. National Rail website - it is rather expensive.

There are buses and you can drive too.




Some people say that trains are eco-friendly solution. Fair game... Can you actually afford the comfort of a train? 

Another optimisation technique I've seen in Amazon packaging. Stunning:

One of my mentors - @petersage007 - says "business and entrepreneurship are the fastest vehicles of change" - rewriting economic equations so the honesty, trust, integrity are actually appreciated. Welcome to my world: